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Galaxy Finance

Central Coast Home Loans, Financial Planners & SMSF

Meet The Team

phil crippsPhil Cripps

Director

Phil has over 30 year experience assisting clients achieve their individual financial goals and is a Director of Galaxy Finance & Property Group Pty Ltd.

Phil has an extensive knowledge of the housing & property market and has access to multiple Financial Institutions to explore your options when choosing the right loan to meet your individual needs.

As a Finance professional Phil focuses on where you are today and where you want to be when you retire, to ensure your plan will achieve your goal of a secure future with independent financial success.

Phil invites you to sit down with him and see how you could pay off your home loan faster, or add an investment property to your portfolio, reduce your taxable income and live life to the fullest.

Phil holds a Diploma in Finance & Mortgage Broking Management and is a full member of MFAA (Mortgage Finance Association of Australia)

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michael newtonMichael Newton

Director

Michael Newton is one of the Directors of Galaxy Finance & Property Group and has been in finance for over 15 years.

Michael has an extensive knowledge of the housing loan market and is a specialist in Self Managed Super Funds (SMSF). He has a vast network of Business people around the industry to enhance the service he offers his clients and has worked for major banks including Bankwest and BOQ.

Michael is also a NRL Player Agent. ( Galaxy Sports Management) He can show you the investment strategies used by elite athletes to create wealth. Michael will always go the extra mile for his clients.

Michael holds a Diploma of Financial Services (Finance/Mortgage Broking Management) and he is a member of the MFAA (Mortgage Finance Association of Australia).

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craig steeleCraig Steele

Director

Craig is a Director of Galaxy Finance & Property Group & has been involved in the Finance industry for over 20 years, with a variety of Banks and Financial Institutions, and in that time has built a wealth of knowledge on Finance and Lending.

Craig has helped thousands of people achieve their financial goals and assist those who have been in financial difficulty.  Craig Has lived on the Central Coast all his life and has a keen understanding of the local market.

Craig loves the challenge of helping people meet their financial goals and continuing to help his clients on an ongoing basis.

Craig holds a Diploma of Financial Services (Finance/Mortgage Broking Management) and he is a member of the  MFAA. (Mortgage Finance Association of Australia.)

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neville winterNeville Winter

Director

Neville Winter is a Director of Galaxy Finance & Property Group.

As a Finance professional, Neville’s attention to specific needs is essential in matching a product to the client’s goals. Fulfilling the client’s wishes but also realising the potential to add benefit and exceeding their own expectations. A comprehensive understanding of Loan products from over 30 lenders has helped in assisting clients pay off their mortgage well ahead of the standard loan term.

Neville’s knowledge of the property market around Australia has helped many clients improve their financial position by paying off their own mortgage quickly, reducing their taxable income and increasing their wealth for retirement. Adding a property portfolio to your retirement plan can certainly help you to realise your dream of retiring comfortably. Neville & the Galaxy team can expertly show you how.

Neville holds a Diploma of Financial Services and is a member of the MFAA (Mortgage Finance Association of Australia).

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Trish Cripps1Trish Cripps

Business Development Manager

`Trish has over 30 years experience in banking and business development.

In business development Trish has educated companies on an International basis, on how to grow their business by focusing on the client and their needs. How to use existing clients to grow revenue and how increase market share with a customised target market campaign.

When asked why she does this role Trish replies:
“Sales is my job, BUT QUALITY CUSTOMER SERVICE is my PASSION. If a client needs my help, I am there 24/7 and proud of the fact that my clients know that.”

Any question you may have regarding your current financial situation could unlock a better future. Why not give me a call and we can explore the answers together.

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Justin CargillJustin Cargill

Director

“Justin is a highly focused finance professional with over 10 years experience in Retail Banking, Small Business & Home Loan environments.

He has gained extensive experience over the past 17 years in all areas of service delivery and client relationship management and has a history of building effective teams that meet and exceed the needs of the business.

He has been described as dedicated, self-motivated, extremely organised, collaborative, flexible and customer service focused.

Being based in Sydney, Justin covers all of the Metropolitan area and is free to come to you at a time and place convenient to you”

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ken davisKen Davis

Finance Manager

Ken Davis has been in finance for over 8 years and purchased his first investment property 29 years ago.

Ken has an extensive knowledge of personal and business finance and Self Managed Super Funds (SMSF). Ken and his wife have their own SMSF.

Ken was a business banker for 4 years and a mortgage broker for 4 years. He is passionate about helping people achieve their financial goals and dreams.

Ken holds a Diploma in Finance and Mortgage Broking, a Bachelor of Business and is a member of the MFAA (Mortgage Finance Association of Australia)

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